Important Notes

Failure to disclose all material information (i.e. information likely to influence the assessment and acceptance of this Proposal) could invalidate the insurance. If you are in any doubt whether any information is material it should be disclosed.

Any false information you provide could invalidate your insurance.

In respect to the items now to be insured against, you agree that:

• You must use the property as your main home and, it must be occupied regularly at night.
• At least 85% of the property must be of standard construction (in other words, built of brick, stone or concrete with a slate, tiled or metal decking roof).
• No more than 15% of the roof area may be covered in flat felt and it must be inspected at least once every two years by a qualified builder or property surveyor and appropriate repairs must be carried out.
• The property must be in a good state of repair and be properly maintained and built after 1900.
• The property must not be rented, let or sublet or used for business or commercial purposes other than as a home office.
• The property must not have suffered damage by flood, subsidence, heave or landslip and, to your knowledge, must not be situated within 200 metres of any area with a history of flooding, subsidence, heave or landslip.
• The property must not be left empty other than for normal daily absences or vacation. In any case, the property must not be left empty for more than 30 days in a row in one year.
• Neither you nor any person living with you have made more than 2 claims, totalling more than €5,000 under a household insurance cover within the last 3 years.
• Neither you nor any person living with you must have ever been convicted of any offence other than minor driving offences.
• Neither you nor any person living with you has ever been refused insurance or had any special conditions placed on you.
• The property must be fitted with the following security devices: 1) All outside doors must be fitted with mortise deadlocks or deadlocking rim latches. 2) All sliding or patio doors must be fitted with appropriate security locks.
  
• Whenever the property is left empty: 1) All doors and windows must be closed and fastened. 2) All door locks as shown above must be in fully working 3) All keys must be removed from locks and kept in a secure place.
  

In the event that you do not meet all of the eligibility conditions above, please contact us on 1850 851 297.

To obtain a valid online motor quotation from Getcover, you must confirm that all of the following criteria are met:

• Neither you nor any named drivers have been disqualified from driving, or been convicted, or have any prosecution pending for any motor or non-motor criminal offence.
• Neither you nor any named drivers have more than 5 penalty points on your current driving licence.
• Neither you nor any named drivers suffer from any medical condition that would impair your ability to drive.
• The Insured Vehicle is owned by you and is registered in your name, or in the name of either your spouse or partner who is permanently residing with you.
• The Insured Vehicle is normally parked at your home address.
• Neither you nor any named driver has lived outside of the European Union within the last FIVE years, other than for a holiday?
• The Insured Vehicle has not been converted, adapted or modified in any way.

In the event that you do not meet all of the eligibility conditions above, please contact us on 1850 851 297.