Getcover offers Aviva; VHI; and Laya policyholders a substantial discount where the healthcare policy includes in-patient medical cover abroad of €55,000 or more.
The discount is provided on the principle that there is no point in paying for the same cover twice.
If you avail of the discount, your Getcover policy provides cover as normal except for the portion already provided by your health insurance policy. Your Getcover medical insurance cover wraps around this cover and comes into effect when you have reached the in-hospital medical expenses limit on your private health insurance plan.
Healthcare policies which provide in-hospital medical cover abroad:
VHI: Plans A to E & Options/Excess; First Plan; First Plan Plus; Family Plan; Family Plan Plus; Forward Plan; Company Plan; Company Plan Plus.
Laya: Essential Plans; Health Manager; Health Manager Silver or Gold; Family care; Personal Care; Company Care; and Company Care Premium.
Aviva: "I" and “We” Plans levels 1 to 5; "Me" Plan Level 1 and 2; Level 1 and Level 2 Hospital & everyday.
Please note that the Private Health Care Policy must cover all of the insured persons proposed and must remain in force for the duration of your Travel Insurance policy period.