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ResidencyRepublic of Ireland
Trip typeBackpacker
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End Date 
Adults 18-49
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Private Healthcare

Getcover offers Aviva; VHI; and Laya policyholders a substantial discount where the healthcare policy includes in-patient medical cover abroad of €55,000 or more.

The discount is provided on the principle that there is no point in paying for the same cover twice.

If you avail of the discount, your Getcover policy provides cover as normal except for the portion already provided by your health insurance policy. Your Getcover medical insurance cover wraps around this cover and comes into effect when you have reached the in-hospital medical expenses limit on your private health insurance plan.

Healthcare policies which provide in-hospital medical cover abroad:

VHI: Plans A to E & Options/Excess; First Plan; First Plan Plus; Family Plan; Family Plan Plus; Forward Plan; Company Plan; Company Plan Plus.

Laya: Essential Plans; Health Manager; Health Manager Silver or Gold; Family care; Personal Care; Company Care; and Company Care Premium.

Aviva: "I" and “We” Plans levels 1 to 5; "Me" Plan Level 1 and 2; Level 1 and Level 2 Hospital & everyday.

Please note that the Private Health Care Policy must cover all of the insured persons proposed and must remain in force for the duration of your Travel Insurance policy period.

Low Cost Backpacker Travel Insurance

If you are planning an extended trip away, our backpacker travel insurance policy is ideal for you. We take into account the nature of a long stay holiday and have developed our cover to provide you with the most suitable policy for your trip.

  • No requirement to have a return ticket booked in order to purchase the policy.
    (Curtailment cover does not operate unless a return ticket has been purchased)
  • With our backpacker travel insurance policy you can return home for two short breaks up to 14 days, during the policy period.
  • Medical expenses including emergency assistance and repatriation can be covered up to €10,000,000.
  • Personal Accident is covered up to €38,000.
  • Working while abroad is covered on the policy once the work is non-manual for example office work and bar work.
  • Please call us for a quote on 01-2908833 if you plan to work in manual labour for example in construction.
  • You are covered for all Category 1 adventure activities, examples include scuba-diving up to 30 metres, white water rafting and up to three bungee jumps.
  • You have the option to add category 2, 3 or 4 adventure activities to your policy.
  • You have the option to include winter sports cover on the policy.
  • You have the option to include connecting flight cover on the policy, essential if you have booked more than 1 flight to get to your destination.
  • You have the option to include repeat exam cover to your policy should you have to return home early to re-sit an exam.
  • You can spend up to 15% of your total trip time in next higher-rated destination area (e.g. pay for Australia/New Zealand cover and you can spend up to 15% of your total trip time anywhere in the World).
  • Claims can be processed by emailing our claims team while you are away rather than having to wait until you return home.

If you are looking for Professional Business Insurance advice, contact our sister company, Crotty Group Insurance, for a quote today.

Looking for truly independent advice on Financial Services Products? - Check out the National Consumer Agency website