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Home Insurance: Buying a safe

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Many home insurance policy holders include high-value items on their home insurance policy – such as jewellery items, including wedding and engagement rings and watches. These valuables are often extremely difficult to replace and are deemed “priceless” by their owner.

For this reason many home insurance policy holders consider buying a small safe in which they can keep these items.

Safes aren’t too expensive. A small, strong safe starts at about €200-€300; while a larger, more secure safe can cost thousands of euros. But a small safe is usually more than adequate to store the items commonly found insured on peoples’ home insurance policies.

Most companies that provide safes will deliver the safe to your home and install it for you.

Another thing that you can do to ensure that the valuables on your home insurance policy are safe is to take photos of them and, if they have serial numbers, take a note of these too. Then, if the worst does happen, you might be able to browse through nearby pawn shops and second-hand jewellers to see if you can retrieve these priceless items.

For great value home insurance visit this link to Getcover.ie’s home insurance section.

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