To obtain a valid online motor quotation from Getcover, you must confirm that all of the following criteria are met:

• Neither you nor any named drivers have been convicted or have any prosecution pending for any criminal offence.
• Neither you nor any named drivers have more than 9 penalty points on your current driving licence.
• Neither you nor any named drivers suffer from any medical condition that would impair your ability to drive.
• The Insured Vehicle is owned by you and is registered in your name, or in the name of either your spouse or partner who is permanently residing with you.
• The Insured Vehicle is normally parked at your home address.
• Neither you nor any named driver has lived outside of the European Union within the last FIVE years, other than for a holiday?
• The Insured Vehicle has not been converted, adapted or modified in any way.

In the event that you do not meet all of the eligibility conditions above, please contact us on 01 290 8833.

Your Duty of Disclosure

In addition to providing all basic information of your insurance risk, you must ensure that you are complying with your legal duty of disclosure of all material matters relating to the risk. In particular, you must satisfy yourself as to the accuracy and completeness of the information you have provided to us. In this respect you must provide all information relating to the risk, whether favourable or not, which would influence the judgment of a prudent insurer in determining whether he will take the risk and if so, for what premium and on what terms. If you are in any doubt as to whether a fact is material or not you should disclose it. Failure to disclose all such information could result in the following:

• the policy may be cancelled or deemed null and void;
• claims may not be paid;
• you may encounter difficulty in trying to purchase insurance elsewhere; and,
• in the case of property insurance the failure to have insurance in place could lead to a breach of the terms and conditions attaching to any loan secured on that property.

Please read the Eligibility Conditions on the previous page. If the risk does not comply with one or more of the conditions, you must contact us even if you have previously declared same to us.

You must advise us if there have been any changes which affect this insurance.

Our Terms of Trade

You can view our Terms of Trading and our authorised status as received from Central Bank of Ireland here.