Review the hazardous activities below and choose the appropriate category. If your chosen activity is not represented, please call us on 1850 851 297 and our Customer Service team will organise a quotation for you through our extreme sports facility.
Category 1Included in policy premium Unless otherwise stated, the Category 1 list includes activities which are covered under the standard policy. |
Category 250% Loading
|
Category 3200% Loading |
Category 4250% Loading
|
|---|---|---|---|
| Aerobics | Boxing Training (no contact) | Abseiling | Animal Riding (other than specified) |
| Archaeological digging | Camel/Elephant Riding | American Football (amateur) | BMX Cycling |
| Archery if adequately supervised (amateur) | Cave Rafting | Flying as a Pilot | Bob Sleighing |
| Assault Course | Cycle Touring | Gliding | Canyoning |
| Badminton (amateur) | Deep sea fishing | Outdoor Endurance Events | Hang Gliding |
| Banana Boating | Dinghy Sailing (Competitive) | Paragliding | Heli-Skiing |
| Baseball (amateur) | Dog Sledging | Parascending (over land) | Horse Jumping (no Polo, Hunting) |
| Basketball (amateur) | Dune Buggying | Sailing (outside territorial waters) | Ice Hockey |
| Beach Games | Expedition training/winter mountaineering skill training | Sand Boarding | Land Yachting |
| Billiards / snooker/ pool | Flying as a passenger in a private small aircraft or helicoptor (other than for transport purposes) | Sand Dune Surfing/Skiing | Micro Lighting |
| Frisbee (competitive) | |||
| Blackwater rafting (Grade 1 to 4) | Glacier Hiking up to 5,000m (using ice hacks and crampons) | Sand Yachting | Motor Rallies |
| Go Karting (Specific use) | Snow Mobiling | Off-Piste Skiing | |
| Bowls | Gymnastics | Spear fishing (without tanks) | Parachute Jumping (excluding jumps in the USA) |
| Bum boarding | Hiking (between 2000 and 6000 metres altitude) | Tandem Sky Dive Excluding USA (up to 2 jumps per trip / ROI organised) | Parapente |
| Bungee Jumping (up to 3 jumps) | Hockey | White Water Rafting (Grade 5 to 6 inclusive) | Parasailing |
| Canoeing | Hot Air Ballooning (non-ROI organised) | Yachting (racing / crewing) - outside territorial waters Parapente | Rock Scrambling |
| Catamaran sailing | Hydro Zorbing | Scuba Diving (between 30 and 40 metres) if BSAC, PADI, DIWA, SSI or SSA member | |
| Clay Pigeon Shooting | Kayaking | Show Jumping | |
| Climbing (on climbing wall only) | Lacrosse | Skate Boarding | |
| Cricket (amateur) | Manual work up to heights of 3 metres (excluding the use of mechanical machinery) | Ski Blading | |
| Croquet | Martial Arts (Training only) | Snow Boarding (Competitive) | |
| Curling | Use of motorcycles up to 350cc | Snow Sledging | |
| Cycling (other than specified) | Mountain Biking | Tobogganing | |
| Dinghy Sailing | Off-roading | Via Ferrata | |
| Dragon Racing | Quad Biking | Wrestling (amateur) | |
| Dry skiing | Rugby (amateur) | ||
| Dune Surfing | Safari (non- ROI organised - not involving use of firearms) | ||
| Falconry | Scuba Diving between 15 and 30 metres over 14 days | ||
| Fell Walking | Sea Canoeing | ||
| Fencing | Ski-dooing | ||
| Fishing | Trekking (between 2,000 and 6,000 metres altitude) | ||
| Flow riding | Triathlon | ||
| Football (amateur) | |||
| Glass bottom boats | |||
| Golf (amateur) | |||
| Handball | |||
| Hiking (under 2,000 metres altitude) | |||
| Horse Riding | |||
| Hot dogging (grades 1-3) | |||
| Hot Air Ballooning which has been organised in the ROI | |||
| Hovercraft (driving / passenger) | |||
| Ice Skating | |||
| Inner Tubing | |||
| Jet Boating | |||
| Jet Skiing | |||
| Jogging | |||
| Korfball | |||
| Marathon Running (amateur) | |||
| Motorcycling up to 50cc (providing the rider holds a full driving licence and is wearing a crash helmet) | |||
| Narrow river & canal boat cruises | |||
| Netball (amateur) | |||
| Octopush | |||
| Orienteering | |||
| Outward bound Pursuits | |||
| Paintballing | |||
| Parascending (over water) | |||
| Pony Trekking | |||
| Power boating (no racing or competition) | |||
| Racquetball | |||
| Rambling | |||
| Refereeing | |||
| Reindeer sleigh ride | |||
| Ringos | |||
| River Canoeing | |||
| Roller Blading/Roller Skating | |||
| Rounders | |||
| Rowing | |||
| Running - Sprint/Long Distance (Amateur) | |||
| Safari (ROI organised) | |||
| Sail Boarding | |||
| Sailing within territorial limits | |||
| Scuba Diving up to a depth of 30 metres, if adequately supervised | |||
| Shark Cage Diving (must be ROI Organised trip and be professionally supervised) | |||
| Snorkelling | |||
| Soft ball | |||
| Speedsailing | |||
| Squash (amateur) | |||
| Surfing (amateur) | |||
| Swimming | |||
| Swimming with dolphins | |||
| Table tennis | |||
| Tall ship crewing | |||
| Tennis (amateur) | |||
| Tenpin bowling | |||
| Track Events | |||
| Trampolining | |||
| Tree canopy walking | |||
| Trekking (under 2,000 metres altitude) | |||
| Tug of war | |||
| Ultimate Frisbee | |||
| Volleyball (amateur) | |||
| Wake boarding | |||
| War Games | |||
| Water Polo (amateur) | |||
| Water Skiing (amateur) | |||
| Whale watching | |||
| White Water Rafting (Grade 1 to 4) | |||
| Wind tunnel flying | |||
| Windsurfing (amateur) | |||
| Work abroad including administrative office based positions, working on a cruise ship, teaching positions, manual work being restricted to bar/restaurant work and fruit picking (not involving the use of agricultural machinery) | |||
| Yachting (racing/crewing inside territorial waters) |