Hazardous Activities Categories

Review the hazardous activities below and choose the appropriate category. If your chosen activity is not represented, please call us on 1850 927 247 and our Customer Service team will organise a quotation for you through our extreme sports facility.

Category 1

Included in policy premium

Unless otherwise stated, the Category 1 list includes activities which are covered under the standard policy.
No Loading applies

Category 2

50% Loading
Includes Category 1

 

Category 3

200% Loading
Includes Category 1 & 2

Category 4

250% Loading
Includes Category 1, 2 & 3


 

Archery if adequately supervised (amateur) Boxing Training (no contact) Abseiling Animal Riding (other than specified)
Badminton (amateur) Camel/Elephant Riding American Football (amateur) BMX Cycling
Baseball (amateur) Cave Rafting Flying as a Pilot Bob Sleighing
Basketball (amateur) Cycle Touring Gliding Canyoning
Beach Games Deep sea fishing Outdoor Endurance Events Hang Gliding
Bungee Jumping (up to 3 jumps) Dinghy Sailing (Competitive) Paragliding Heli-Skiing
Canoeing Dog Sledging Parascending (over land) Horse Jumping (no Polo, Hunting)
Clay Pigeon Shooting Expedition training/winter mountaineering skill training Sailing outside territorial waters) Ice Hockey
Cricket (amateur) Flying as a passenger in a private small aircraft or helicoptor (other than for transport purposes) Sand Boarding Land Yachting
Cycling (other than specified) Frisbee (competitive) Sand Yachting Micro Lighting
Go Karting (Specific use
Dinghy Sailing Gymnastics Snow Mobiling Motor Rallies
Dragon Racing Hiking (between 2000 and 6000 metres altitude) White Water Rafting (Grade 5 to 6 inclusive) Off-Piste Skiing
Fell Walking Hiking Hockey Yachting (racing / crewing) - outside territorial waters Parapente PArachute Jumping (excluding jumps in the USA)
Fencing Horse riding and Pony Trekking over 7 days   Parapente
Fishing Hot Air Ballooning (non-ROI organised)   Parasailing
  Hydro Zorbing   Rock Scrambling
Football (amateur) Kayaking   Scuba Diving (between 30 and 40 metres) if BSAC, PADI, DIWA, SSI or SSA member
Golf (amateur) Lacrosse   Show Jumping
Hiking (under 2,000 metres altitude) Manual work up to heights of 3 metres (excluding the use of mechanical machinery)   Skate Boarding
Horse Riding (up to 7 days) Martial Arts (Training only)   Ski Blading
Hot Air Ballooning which has been organised in the ROI Motorcycling over 50cc   Snow Boarding (Competitive)
Ice Skating Mountain Biking   Snow Sledging
Jet Boating Off-roading   Tobogganing
Jet Skiing Quad Biking   Via Ferrata
Jogging Rugby (amateur)   Wrestling (amateur)
Korfball Safari (non- ROI organised - not involving use of firearms)    
Marathon Running (amateur) Scuba Diving between 15 and 30 metres over 14 days    
Motorcycling up to 50cc Sea Canoeing    
Netball (amateur) Ski-dooing    
Orienteering Surfing over 14 days (amateur)    
Outward bound Pursuits Trekking (between 2,000 and 6,000 metres altitude)    
Paintballing      
Parascending (over water)      
Pony Trekking      
Racquetball      
Rambling      
River Canoeing      
Roller Blading/Roller Skating      
Rounders      
Rowing      
Running - Sprint/Long Distance (Amateur)      
Safari (ROI organised)      
Sail Boarding      
Sailing within territorial limits      
Scuba Diving up to a depth of 30 metres, if adequately supervised      
Snorkelling      
Squash (amateur)      
Surfing (amateur, under 14 days)      
Tennis (amateur)      
Track Events      
Trekking (under 2,000 metres altitude)      
Triathlon      
Ultimate Frisbee      
Volleyball (amateur)      
War Games      
Water Polo (amateur)      
Water Skiing (amateur)      
White Water Rafting (Grade 1 to 4)      
Windsurfing (amateur)      
Work abroad including manual work being restricted to bar work and fruit picking (not involving the use of agricultural machinery)      
Yachting (racing/crewing inside territorial waters )