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Third Party, Fire and Theft Car Insurance Quote

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Click here to confirm that you have read the eligibility conditions and that the risk conforms to the conditions noted.

You must confirm that you have read the eligibility conditions and that the risk conforms to the conditions noted.d.s to the conditions noted.d.s noted.d.s noted.d.d.

To obtain a valid online motor quotation from Getcover, you must confirm that all of the following criteria are met:

  • Neither you nor any named drivers have been disqualified from driving, or been convicted, or have any prosecution pending for any motor or non-motor criminal offence.
  • Neither you nor any named drivers have more than 5 penalty points on your current driving licence.
  • Neither you nor any named drivers suffer from any medical condition that would impair your ability to drive.
  • The Insured Vehicle is owned by you and is registered in your name, or in the name of either your spouse or partner who is permanently residing with you.
  • The Insured Vehicle is normally parked at your home address.
  • Neither you nor any named driver has lived outside of the European Union within the last FIVE years, other than for a holiday?
  • The Insured Vehicle has not been converted, adapted or modified in any way.

In the event that you do not meet all of the eligibility conditions above, please contact us on 1850 851 297.

Your policy excess is the amount you will need to pay in the event of a claim


The policy excess is based on the driver’s details (including claims experience and conviction history) and is shown below. Increased excesses will be applied to young and/or inexperienced drivers. The policy excess may also be increased for underwriting reasons.


Drivers aged 21-24 years €400 Accidental Damage Fire & Theft
Drivers aged 25-70 years €250 Accidental Damage Fire & Theft
Provisional licence holders €400 Accidental Damage Fire & Theft
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Apologies, we are unable to quote for vehicles greater than 15 years old.

Car Insurance - Third Party, Fire & Theft

Third Party Car InsuranceThird Party Fire & Theft Car Insurance cover includes the following:

  • Third Party Liability - for injury or death to other people and for damage to the property of other people
  • Fire or Theft - loss or damage to the insured vehicle caused by Fire or Theft
  • Trailer/Towing Cover Third Party only cover whilst attached or detached as required by the Road Traffic Act(s)
  • Foreign use – Full cover provided in certain European countries subject to the terms and conditions
  • Driving Other Cars – Third Party Liability is available to policy holders aged 25 and over who hold a Full Driver’s Licence subject to terms and conditions – see policy wording for details.










If you are looking for Professional Business Insurance advice, contact our sister company, Crotty Group Insurance, for a quote today.

Looking for truly independent advice on Financial Services Products? - Check out the National Consumer Agency website

Getcover & Company is featured in the Irish Independent's best Buys for Travel & Household Insurance every Tuesday