Car Insurance: Key Facts

What you should know about your Getcover Car Insurance Policy

The information below provides useful information in relation to your policy. However, a complete list of covers and exclusions can be found on your policy document at the following link:

Policy document link

Your Underwriter

Your car insurance policy is underwritten By Highway through KennCo Underwriting Limited.

Getcover & Company

Getcover & Company is an Irish owned and run Insurance broker based in Sandyford in Dublin and has been in business for over 10 years. The company is regulated by the Financial Regulator. Our phone number is 1850 851 297.

Eligibility Conditions

When taking out a property policy with Getcover.ie you should carefully read the eligibility conditions associated with the risk you are insuring. If the risk does not conform to the conditions, don’t worry, you can call us on 1850 851 297 and we should be able to organise an alternative quote for you.

About Your No Claims Discount

The No Claim Discount is calculated on the scale that applies either at inception or renewal.

We accept the previous insurer’s proof of bonus, provided it shows the number of years claims free and the vehicle registration number.

A no claims discount earned on a policy which expired more than two years prior to quotation cannot be allowed.

We will accept an earned No Claims Bonus from Ireland or the UK.

Making a claim

All incidents must be reported to KennCo Underwriting Limited Suite 7, Grange Road Office Park, Grange Road, Rathfarnham, Dublin 6 as soon as possible.

Telephone: 01 4994600

LIABILITY MUST NEVER BE ADMITTED.

Foreign Use Extension

The policy automatically provides full cover for Ireland, Northern Ireland, Great Britain, the Channel Islands and the Isle of Man. It also provides the minimum cover required by law in all EU Member States.

We can extend the policy to include full cover for EU Member States for an additional premium.

All requests for the Foreign Use Extension should be sent by email or fax 2 weeks prior to the date that you are scheduled to leave Ireland.

Required Documentation

The following list of documents will you will need to send to us before we can release your Cert and disc of insurance:

- Copy of Proposal Form/Statement of Fact, fully completed and signed by the Insured (This will be sent to you once you purchase your policy).

- The original No Claims Discount (confirming number of years)

- Copies of both sides of all drivers driving licences.

- Where appropriate
     - Claims Experience Letter from previous Insurer
     - Doctor’s or Specialist’s Letter confirming fitness to drive

- Vehicle Registration documents (tax or log book)

- Any other document not mentioned above that may be required

Cancelling your policy

The policy may be cancelled at your request by giving us seven days notice in writing and subject to the following

Cancellation will take effect from the date the certificate/disc is received by us.

If either the certificate or disc has been lost or mislaid, a statutory declaration will be required before the policy can be cancelled.